BTC to USDC

Live BTC to USDC rate and quote

This route converts Bitcoin (BTC) into USD Coin (USDC) with non-custodial execution. Use the live quote above to account for current market liquidity, network load, and route availability before you confirm.

Step-by-step: complete your swap

1. Choose how much Bitcoin (BTC) you want to send and select a flow type. Fixed helps with predictability; standard can be better during calm books.
2. Enter a valid USD Coin (USDC) receiving address and confirm the network context shown in the selector.
3. Create the swap to generate a one-time deposit address and any extra fields (memo/tag) required for settlement.
4. Send Bitcoin (BTC), wait for confirmation rules on that chain, then USD Coin (USDC) is released to your destination address.

Asset context and network notes

Native BTC transfers are UTXO-based. Fees vary with mempool congestion.

USDC is multi-chain. Always choose the same network on both send and receive sides.

Common BTC use cases: long-term treasury, value transfer, portfolio hedge. Common USDC use cases: cash-equivalent balance, DeFi settlement, low-volatility transfers.

Standard vs fixed exchange rate

• Standard flow: Typically better market pricing; final output may vary slightly versus the initial estimate.
• Fixed: Attempts to lock a quoted output for a short validity window; useful when planning exact receive amounts.

Networks, fees, and minimums

Network fees on BTC and USDC routes are paid to validators or miners, not retained on this page.

Minimum and maximum send amounts are enforced in the live quote widget; they change with liquidity and route policy.

Timing and chain confirmations

Confirmation behavior: Usually 1-3 confirmations for intermediate confidence. on the send side and Depends on selected chain; settlement can be quick on L2 and high-throughput chains. on the receive side. Total time depends on both chains, congestion, and route liquidity.

Before you send (safety checklist)

BTC fees can spike quickly in volatile periods; send with appropriate miner fee. Bridged/wrapped variants can differ from native USDC. Double-check wallet support. Information here is educational and may omit edge cases (maintenance windows, route suspensions, compliance checks). Always verify addresses/networks before sending.