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Some networks require a memo or tag when sending. Follow any memo shown on the deposit screen.
How to swap USDC to USDT
Use the live calculator above to see the estimated amount of USDT you will receive. Enter your USDT address and create the swap to get a deposit address from ChangeNOW.
Swapping USDC for USDT
Live USDC to USDT rate and quote
This route converts USD Coin (USDC) into Tether (USDT) with non-custodial execution. Use the live quote above to account for current market liquidity, network load, and route availability before you confirm.
Step-by-step: complete your swap
- Choose how much USD Coin (USDC) you want to send and select a flow type. Fixed helps with predictability; standard can be better during calm books.
- Enter a valid Tether (USDT) receiving address and confirm the network context shown in the selector.
- Create the swap to generate a one-time deposit address and any extra fields (memo/tag) required for settlement.
- Send USD Coin (USDC), wait for confirmation rules on that chain, then Tether (USDT) is released to your destination address.
Asset context and network notes
USDC is multi-chain. Always choose the same network on both send and receive sides.
USDT exists on multiple chains (ETH, TRX, BSC, SOL, etc.). Network selection is critical.
Common USDC use cases: cash-equivalent balance, DeFi settlement, low-volatility transfers. Common USDT use cases: stable-value parking, cross-venue transfers, quote currency.
Standard vs fixed exchange rate
- Standard flow: Typically better market pricing; final output may vary slightly versus the initial estimate.
- Fixed: Attempts to lock a quoted output for a short validity window; useful when planning exact receive amounts.
Networks, fees, and minimums
Network fees on USDC and USDT routes are paid to validators or miners, not retained on this page.
Minimum and maximum send amounts are enforced in the live quote widget; they change with liquidity and route policy.
Timing and chain confirmations
Confirmation behavior: Depends on selected chain; settlement can be quick on L2 and high-throughput chains. on the send side and Depends entirely on the selected chain and route. on the receive side. Total time depends on both chains, congestion, and route liquidity.
Before you send (safety checklist)
Bridged/wrapped variants can differ from native USDC. Double-check wallet support. Most failed stablecoin transfers are network mismatch errors. Verify chain before sending. Information here is educational and may omit edge cases (maintenance windows, route suspensions, compliance checks). Always verify addresses/networks before sending.
Related swaps and hubs
Swap USDC to popular assets
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Explore the USD Coin swap hub · View Tether routes and guides
Market context (chart)
Frequently asked questions
How do I swap USDC to USDT?
Enter amount, select flow, add your USDT address, create the swap, then send USDC to the generated deposit address.
How long does USDC to USDT take?
Timing depends on chain confirmations, network congestion, and route liquidity. Most complete in minutes, but longer delays can happen.
Do I need memo/tag or extra fields?
Some assets/networks require memo/tag fields. If one is shown for your order, copy it exactly.
Need a walkthrough? Read the USDC to USDT guide

